- LOAN AMOUNT
- LOAN-TO-VALUE
- LOAN-TO-COST
- INTEREST RATE
- STRUCTURATION FEE
- ORIGINATION FEE
- GEOGRAPHIC FOCUS
- LOAN TYPES
- TERM
- PREPAYMENT PENALTY
- RECOURSE
- CLOSING TIME
- ASSET CLASSES
US NATIONWIDE LOAN PROGRAMS
BRIDGE
- $2.5 Million to $75+ Million
- Up to 75% of stabilized value
- Up to 85%
- Starts at 9.50% - (case by case)
- No cost pre-underwriting, but 3rd parties' reports costs + Structuration fee are expected
- 1.5% - 3.5% - (Brokers always protected)
- Nationwide – Top 200 MSAs
- 1st Position and/or Equity - (case-by-case)
- Up to 24 Months + Extensions
- case-by-case
- case-by-case
- Typically, 2-8 Weeks
- • Multifamily • Mixed-Use • Retail • Office • Industrial • Self-Storage • Single Tenant NNN Property • Development Sites • Land • Investment Properties • Airbnb & STRs • Enterprises • Small Businesses • Yachts • Airplanes • Other assets class
CONSTRUCTION
- $2.5 Million to $75+ Million
- Up to 75% of stabilized value
- Up to 85%
- Starts at 10.50% - (case by case)
- No cost pre-underwriting, but 3rd parties' reports costs + Structuration fee are expected
- 1.5% - 3.5% - (Brokers always protected)
- Nationwide – Top 200 MSAs
- 1st Position and/or Equity - (case-by-case)
- Up to 24 Months + Extensions
- case-by-case
- case-by-case
- Typically, 2-8 Weeks
- • Multifamily • Mixed-Use • Retail • Office • Industrial • Self-Storage • Single Tenant NNN Property • Development Sites • Land • Investment Properties • Airbnb & STRs • Enterprises buildings • Small Businesses property • Other assets class
LONG TERM
- $2.5 Million to $75+ Million
- Up to 75% of stabilized value
- Up to 85%
- Starting at SOFR + 200 BPS
- No cost pre-underwriting, but 3rd parties' reports costs + Structuration fee are expected
- 1.5% - 3.5% - (Brokers always protected)
- Nationwide – Top 200 MSAs
- 1st Position and/or Equity - (case-by-case)
- Up to 30 years
- Non-Recourse with "Bad Boy“ clause
- case-by-case
- Typically, 2-8 Weeks
- • Multifamily • Mixed-Use • Retail • Office • Industrial • Self-Storage • Single Tenant NNN Property • Development Sites • Land • Investment Properties • Airbnb & STRs • Enterprises • Small Businesses • Yachts • Airplanes • Other assets class
- LOAN AMOUNT
- LOAN-TO-VALUE
- LOAN-TO-COST
- INTEREST RATE
- STRUCTURATION FEE
- ORIGINATION FEE
- GEOGRAPHIC FOCUS
- LOAN TYPES
- TERM
- PREPAYMENT PENALTY
- RECOURSE
- CLOSING TIME
- ASSET CLASSES
INTERNATIONAL LOAN PROGRAMS
BRIDGE
- $2.5 Million to $75+ Million
- Up to 65% of stabilized value
- Up to 75%
- Starts at 10.50% - (case-by-case)
- No cost pre-underwriting, but 3rd parties' reports costs + Structuration fee are expected
- 2% - 4% - (Brokers always protected)
- Worldwide – (stable countries, better rates for G7 countries)
- 1st Position and/or Equity - (case-by-case)
- Up to 24 Months + Extensions
- case-by-case
- case-by-case
- Typically, 4-12 Weeks
- • Multifamily • Mixed-Use • Retail • Office • Industrial • Self-Storage • Single Tenant NNN Property • Development Sites • Land • Investment Properties • Airbnb & STRs • Enterprises • Small Businesses • Yachts • Airplanes • Other assets class
CONSTRUCTION
- $2.5 Million to $75+ Million
- Up to 65% of stabilized value
- Up to 75%
- Starts at 11.00% - (case-by-case)
- No cost pre-underwriting, but 3rd parties' reports costs + Structuration fee are expected
- 2% - 4% - (Brokers always protected)
- Worldwide – (stable countries, better rates for G7 countries)
- 1st Position and/or Equity - (case-by-case)
- Up to 24 Months + Extensions
- case-by-case
- case-by-case
- Typically, 4-12 Weeks
- • Multifamily • Mixed-Use • Retail • Office • Industrial • Self-Storage • Single Tenant NNN Property • Development Sites • Land • Other • Investment Properties • Airbnb & STRs • Enterprises buildings • Small Businesses property • Other assets class
LONG TERM
- $2.5 Million to $75+ Million
- Up to 70% of stabilized value
- Up to 75%
- Starts at 8.50% - (Depends on location)
- No cost pre-underwriting, but 3rd parties' reports costs + Structuration fee are expected
- 2% - 4% - (Brokers always protected)
- Worldwide – (stable countries, better rates for G7 countries)
- 1st Position and/or Equity - (case-by-case)
- Up to 30 years
- case-by-case
- case-by-case
- Typically, 4-12 Weeks
- • Multifamily • Mixed-Use • Retail • Office • Industrial • Self-Storage • Single Tenant NNN Property • Development Sites • Land • Other • Investment Properties • Airbnb & STRs • Enterprises • Small Businesses • Yachts • Airplanes • Other assets class
ALPHA PROCESS
ABOUT US
ALPHA is an innovative investment and management firm that provides private capital to commercial real estate, middle market and lower middle market companies worldwide. We offer financing solutions for various kinds of businesses, organizations, and real estate projects and properties. In the present-day market, our team enjoys one of the best reputations. We are specialists at deal structuring and will handle everything from A to Z with creative concepts. We are also experts in project development and the acquisition and sale of real estate assets. We would be pleased to assist you making your financing request a reality!
Alpha Lending & Investments has established a reputation for funding deals implementing an honest
case-by-case common sense lending strategy in the market. We make it our objective to support our
clients in reaching success in the new dynamic economic and real estate markets around the world. Our
capacity to underwrite a wide range of different property types as well as complex structures reflects
our innovation, adoption of new technologies, and depth of our expertise.
NOTES
– This is not an offer to lend, or any investment.
– Full Underwriting “must” be performed at the sole discretion of the lender.
– 100% financing available in the case-by-case
basis at the sole discretion of the lender.
INITIAL ITEMS FOR PRE-UNDERWRITING
- 1- Executive Summary
- 2- Project/Property/Business History
- 3- Sponsor/Owners/Developers Experience
- 4- Basic Financial Data
- 5- Financing Request Scenario
- 6- Business Plan & Exit Strategy